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Before you decide — run the real numbers

See what a money decision actually does to your future

Buying a property, taking a loan, increasing your SIP, retiring early — compare the real trade-offs side by side, in your own currency, and turn what you find into a specific plan. Free to calculate, no signup required.

13+
Calculators covering investing, property & debt
100%
Free core calculations, always
0
No signup required to calculate
How it works
1
Calculate

Pick any of 13+ calculators — SIPs, deposits, gold, property, loans — and see a real projection from your own numbers.

2
Compare

Put any combination side by side in Compare Lab — same basis, same time horizon, so the numbers are actually comparable.

3
Get your plan

When you're ready to act, a guided report turns everything into one specific, downloadable plan.

Five frames, one financial life

Not a dashboard. A set of lenses.

Instead of one overwhelming screen, My MoneyFrame moves you between five simple questions — each answered plainly, with the numbers you've actually entered.

NowFlowPatternsGoalsFuture
Where you stand
KJ
Net worth
₹18,42,300.00
↑ ₹41,200 since last month
Worth noticing

Your recurring subscriptions are up ₹780 over the last three months. Nothing urgent — just something to see clearly.

This month
Rent & utilities
₹28,400
SIP & savings
₹15,000
Groceries
₹9,620
Everything else
₹7,140
Built on real-world research

80+ financial conversations. One decision engine.

MoneyFrame was shaped by research and conversations with financial professionals across markets, then turned into a transparent calculation framework — not a black box.

80+ Financial Conversations

Insights gathered from financial professionals across different specializations, markets and client segments — not a single point of view.

Global Markets

Coverage across India, North America, Europe and Southeast Asia — not one country's assumptions applied everywhere.

Real-World Questions

Framed from a consumer's perspective — the actual questions people struggle with, not textbook theory.

Research → Engine

Findings were translated directly into the decision structures, scenario logic and calculators behind MoneyFrame.

From insight to impact
01
Listen

Talk to financial professionals and study how people actually decide.

02
Identify

Find the recurring questions and real trade-offs people face.

03
Model

Turn insights into cash flows, scenarios, sensitivity and milestones.

04
Build

Those models become MoneyFrame's calculators and reports.

05
Explain

The output shows what happens, why, and what to do next.

We don't ask you to trust a black box.

Every assumption, scenario and trade-off behind an answer is shown — not hidden inside a single number.

How our math works →

These conversations informed our framework's design — they are not endorsements or individual financial advice.

Calculators & Compare

Free tools, no signup, same language.

Every calculator and comparison lives on the open site — run any number without an account. Save one, and it's waiting inside My MoneyFrame.

CalculatorCompare
SIPSIP Calculator
EMIHome Loan EMI Calculator
AuGold Calculator
PrRental Property

SIP calculator

Monthly investment₹10,000
Expected annual return12%
Time horizon15 years
Projected value
₹50.5L
On ₹18L invested over 15 years at 12% assumed return, before tax. Every assumption above is yours to change.
See all 13+ calculators →
SIPLeads
₹50.5L
Fixed deposit
₹32.1L
Gold
₹38.7L
See all comparisons →
SIP vs FD — which actually builds more wealth?
A Fixed Deposit gives you a locked-in, guaranteed rate. A SIP into equity mutual funds giv
Gold vs SIP — which grows your money faster?
Gold is a real, physical hedge that tends to hold value when equities fall — but it doesn'
PPF vs NPS — which retirement vehicle wins?
PPF is fully guaranteed and tax-free at maturity. NPS lets you take on equity exposure for
Rental Property vs SIP — real estate or the market?
A rental property gives you a tangible asset, rental income, and leverage through a home l
Launching on iOS & Android

The same clarity, in your pocket.

Everything you build in My MoneyFrame — your accounts, your goals, your saved decisions — opens instantly on the app. One frame, wherever you check it.

Same private, no-bank-sync model — nothing changes about how your data is handled
Quiet monthly check-ins instead of daily notification noise
Ask your Financial Analyst guide from anywhere, in one tap
9:41●●●
Welcome back
₹18.4L
NowFlowPatternsGoalsFuture
Retirement goal
On track · ₹25,000/mo
Emergency buffer
3.2 months covered
Your score moved from 68 to 74 this month — mostly your buffer catching up.
My MoneyFrame — the signed-in app

Its own place, on purpose.

A separate shell from this site — a quiet left rail instead of a marketing nav, nothing to browse, just where you are and a way through.

MMy MoneyFrame
Now
Flow
Patterns
Goals
Future
Private. Kept up to date by you, never bank-synced.

Welcome back

7 days in a row
Net worth
₹18,42,300
Monthly income
₹95,000
Health score
74/100
Retirement
Aiming for ₹2.5Cr · 20 years
On track
Home down payment
Aiming for ₹18L · 4 years
A little off
Talk it through

"Add a travel goal of ₹3L in 2 years" — done. It'll need about ₹11,600/month to get there on schedule.

Open My MoneyFrame →
Why trust it with your numbers

Private by default, not by promise.

01

No bank connection

You type in what you have. Nothing is pulled, scraped, or shared with a third party to build your picture.

02

Every assumption shown

No black-box scores. Every number traces back to a rate, a rule, or an input you can see and change.

03

Built to close the tab

The goal isn't more time in the app. It's enough clarity that you stop worrying between visits.

Questions

Frequently asked questions

Is MoneyFrame really free to use?

Yes — every calculator and the Compare Lab are free, with no signup required to run the numbers. The paid Decision Reports are optional, deeper analyses (PDF, multi-scenario) for people who want a complete written plan rather than just a live number.

Which currencies and countries does MoneyFrame support?

Calculators work in 14 currencies including INR, USD, EUR, GBP, VND, IDR and more — pick yours from the region selector in the top bar. A few instruments (PPF, Sukanya Samriddhi, NPS) are India-specific schemes and only appear when INR is selected.

How accurate are the projections?

Every calculator uses standard, disclosed financial formulas (compound interest, reducing-balance loan amortization, etc.) — the same math a financial calculator or spreadsheet would use. Projections depend entirely on the return/rate assumptions you enter, which are never guaranteed outcomes.

Do you sell investments or take commissions?

No. MoneyFrame doesn't sell funds, insurance, loans or any financial product, and doesn't earn commission on what you decide. The only paid product is the Decision Reports themselves — a one-time fee for a deeper written analysis.

Is my data private?

Calculators run entirely in your browser — nothing you type into a slider is sent anywhere unless you choose to save a plan or buy a report, which requires signing in. See our Privacy Policy for full details.

What's the difference between a calculator and a Decision Report?

A calculator gives you one live number you can adjust in real time. A Decision Report runs a full multi-scenario analysis on your specific numbers — sensitivity checks, break-even points, hidden costs — and delivers it as a structured PDF you can keep, share, or revisit.

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All figures are illustrative projections based on the assumptions you select, not guaranteed returns. Validate tax and scheme rules before making financial decisions.