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Before you decide — run the real numbers

See what a money decision actually does to your future

Buying a property, taking a loan, increasing your SIP, retiring early — compare the real trade-offs side by side, in your own currency, and turn what you find into a specific plan. Free to calculate, no signup required.

13+
Calculators covering investing, property & debt
100%
Free core calculations, always
0
No signup required to calculate
Run the numbers →
How it works
1
Calculate

Pick any of 13+ calculators — SIPs, deposits, gold, property, loans — and see a real projection from your own numbers.

2
Compare

Put any combination side by side in Compare Lab — same basis, same time horizon, so the numbers are actually comparable.

3
Get your plan

When you're ready to act, a guided report turns everything into one specific, downloadable plan.

Built on real-world research

80+ financial conversations. One decision engine.

MoneyFrame was shaped by research and conversations with financial professionals across markets, then turned into a transparent calculation framework — not a black box.

80+ Financial Conversations

Insights gathered from financial professionals across different specializations, markets and client segments — not a single point of view.

Global Markets

Coverage across India, North America, Europe and Southeast Asia — not one country's assumptions applied everywhere.

Real-World Questions

Framed from a consumer's perspective — the actual questions people struggle with, not textbook theory.

Research → Engine

Findings were translated directly into the decision structures, scenario logic and calculators behind MoneyFrame.

From insight to impact
01
Listen

Talk to financial professionals and study how people actually decide.

02
Identify

Find the recurring questions and real trade-offs people face.

03
Model

Turn insights into cash flows, scenarios, sensitivity and milestones.

04
Build

Those models become MoneyFrame's calculators and reports.

05
Explain

The output shows what happens, why, and what to do next.

We don't ask you to trust a black box.

Every assumption, scenario and trade-off behind an answer is shown — not hidden inside a single number.

How our math works →

These conversations informed our framework's design — they are not endorsements or individual financial advice.

Questions

Frequently asked questions

Is MoneyFrame really free to use?

Yes — every calculator and the Compare Lab are free, with no signup required to run the numbers. The paid Decision Reports are optional, deeper analyses (PDF, multi-scenario) for people who want a complete written plan rather than just a live number.

Which currencies and countries does MoneyFrame support?

Calculators work in 14 currencies including INR, USD, EUR, GBP, VND, IDR and more — pick yours from the region selector in the top bar. A few instruments (PPF, Sukanya Samriddhi, NPS) are India-specific schemes and only appear when INR is selected.

How accurate are the projections?

Every calculator uses standard, disclosed financial formulas (compound interest, reducing-balance loan amortization, etc.) — the same math a financial calculator or spreadsheet would use. Projections depend entirely on the return/rate assumptions you enter, which are never guaranteed outcomes.

Do you sell investments or take commissions?

No. MoneyFrame doesn't sell funds, insurance, loans or any financial product, and doesn't earn commission on what you decide. The only paid product is the Decision Reports themselves — a one-time fee for a deeper written analysis.

Is my data private?

Calculators run entirely in your browser — nothing you type into a slider is sent anywhere unless you choose to save a plan or buy a report, which requires signing in. See our Privacy Policy for full details.

What's the difference between a calculator and a Decision Report?

A calculator gives you one live number you can adjust in real time. A Decision Report runs a full multi-scenario analysis on your specific numbers — sensitivity checks, break-even points, hidden costs — and delivers it as a structured PDF you can keep, share, or revisit.

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All figures are illustrative projections based on the assumptions you select, not guaranteed returns. Validate tax and scheme rules before making financial decisions.